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Secured/Guaranteed Credit Cards Although at this time, Secured cards are unavailable in this part of the world, there are cards that are similar to the secured card. Both of these cards offer an easier approval rate, which typically does not require a credit check.
These cards however do require proof of sufficient property equity and assets or in the case of the secured cards, a deposit that is equal to the sum of money you are ‘borrowing’ or higher.
Again, after proving that you can maintain payments over time, then eventually you can apply for a card with a higher limit.
An overview of this card is as follows: Student Credit Card Offer The ANZ Low Rate credit card is a great card for students. ▪ Up to 55 days interest free ▪ Minimum Income Requirement of ,000 per year Once again it is best to contact the institution and inquiry about the cards you are interested in and as a result you can gain advice and even be directed to a card that may be a better fit.With that being said, if there are cards that are similar to Secured credit cards, yet are not classified as such in Canada – let’s find out what may be similar across Australia.Instant Approval Credit Cards Other cards that also work in a similar manner in terms of the approval process, are Instant Approval Credit Cards.This is where things, however can get a bit tricky.I was talking to a friend the other day and she is in the midst of rebuilding her credit after her credit rating had fallen quite low due to various financial difficulties.